Personal Loan

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Loans And Financing

Sometimes, dreams cannot be postponed. Talk to one of our advisers to find out what kind of loan would best meet your needs.

Our personal loans are bound to bring a smile to your face, while our loan repayment rates are designed to help you sleep soundly at night. As a long-standing and expert loan provider, we are bank you can trust with your loan. For more information, speak with one of our advisers.

You can also take out an insurance cover to ensure that you will definitely be able to pay back the loan including in situations such as if you should lose your job or become incapacitated.

You can choose your own loan term and amount, and of course what you want to spend your loan on.

Take control with a loan designed around you.

  • Borrow from $1,000 to $25,000
  • Spread your repayments over one to five years for loans of $15,000 or less, or over one to eight years for loans over $15,000.
  • Get a quick decision
  • As a Diamond Trust Credit Union current account customer, you could get an instant credit decision. Non-Diamond Trust Credit Union current account customers should be contacted with a credit decision in 2-5 working days.
  • Quick access to funds
  • Existing Diamond Trust Credit Union current account customers could receive the money instantly once the application has been approved and the loan agreement has been signed. Non-Diamond Trust Credit Union current account customers could receive the money into a nominated account 3 working days after the signed loan agreement is received.
  • Top up your existing loan
  • If you’ve already got a Diamond Trust Credit Union Personal Loan and your financial needs have changed, taking additional borrowing could be the answer. You can consolidate your existing loan with additional borrowing.
  • Make overpayments free of charge